Small Business Lending.  Streamlined.  Simplified.

SCG offers two SBA 7a products to fit the credit profiles of borrowers who are expanding their businesses, acquiring new ones, financing commercial real estate, buying out a partner, or purchasing equipment.  

Our flagship conventional 7a fixed-rate product is unparalleled for borrowers with strong credit and average to above average cash flow from their businesses. 

Our Non-Bank 7a and USDA  terms loans are offered by two of the largest alternative lending organizations in the United States.  Their capital fills an important niche in the market for companies that cannot obtain conventional SBA financing but are still SBA eligible.

Conventional SBA

 Loan Terms

Fixed Rates From the High 4's

Loan Amounts $500,000 to $5,000,000

Real Estate: Terms up to 25 years, Fully Amortizing

Up to 90% Financing

Typical Borrowers:

Expanding Companies/Acquisitions

Creditworthy With Either Strong Projected or Current Cash Flow

Medical Professionals Seeking Start-up Financing

Non-Bank SBA  & USDA

 Loan Terms

Floating Rates from Prime + 1.75%

Loan Amounts $500,000 to $10,000,000

100% Financing Common

Projection Based Underwriting Standard

Typical Borrowers:

New Companies

 Credit Challenged and Cannot Obtain Conventional SBA Financing

Have Unique/Remote Assets/Operation

Other SBA Products

  Business Acquisition Loans - Unsecured up to $1,200,000. Fixed-rate 10-year terms, fully amortizing.

Working Capital Lines - Unsecured term loans up to $150,000.  No guarantee fee or prepayment penalty.